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A Study on Replacement Rates of Reverse Mortgage Loan
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ABSTRACT
1. CONTENTS
(1) RESEARCH OBJECTIVES
This study estimated reverse mortgage(JTYK) replacement rates of retired
households and analyzed major determinants of the rates. Results of this study provide
useful implications for future reverse mortgage system and public/private pension
policy in Korea.
(2) RESEARCH METHOD
For the purpose of this study, empirical replacement rates model based on life cycle
hypothesis were used. Using 2015 survey on demand of reverse mortgage loan(JTYK)
by Korea Housing Finance Corporation, classified reverse mortgage replacement rates
by specific retired households groups were forecasted. To investigate major factors
affecting the replacement rates, ANOVA, regression analysis, and simulation were
utilized.
°ÔÁ¦Áö : ºÎµ¿»êÇк¸ Á¦72Áý pp. 74-86
Ãâó : http://www.reacademy.org Çѱ¹ºÎµ¿»êÇÐȸ
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